We had the third and last installment of the New Year’s Revolution challenge yesterday at church. This one covered our finances, but more importantly having peace about them. It was a good message that we needed to hear. The financial peace challenge that our pastor gave us for the first 90 days of 2010 is:
1. Plan for peace. Make a financial plan for 2010. Sit down and look at where you are and where you want to be by the end of the year and make a plan to get there, which will ultimately create more peace in your life. Live as God explains in the Bible and let him guide the way you handle your finances. Allow him to give you the peace He promises.
“You know the message God sent to the people of Israel, telling the good news of peace through Jesus Christ, who is Lord of all.” Acts 10:36
” Be sure you know the condition of your flocks (accounts), give careful attention to your herds; for riches do not endure forever, and a crown is not secure for all generations.” Proverbs 27:23
2. Tithe to test. Tithe 10% for 90 days and see what God does. Test Him.
“Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this.” says the Lord Almighty, “and see if I will not throw open the floodgates and heaven and pour out so much blessing that you will not have room enough for it.” Malachi 3:10
3. Pay to play. Do not use any credit for the first 90 days of 2010. Work towards using NO credit at all. Pay to play, in other words – only purchase something if you have the cash to pay for it. If not, then you don’t need it or you’ll have to wait and save for it. If it’s an emergency then you can use your emergency fund. Do not have one? Get started on an emergency fund as well, trying to save 6 months of living expenses as your goal. That way as you need money for car trouble, unexpected medical bills, etc. you will have money saved for those occurrences and will not have to use credit. Stay away from credit cards!!
“The rich rule over the poor, and the borrower is servant to the lender” Proverbs 22:7
“For where your treasure is, there your heart will be also.” Matthew 6:21
“No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and Money.” Matthew 6:24
The goal is to treat money with respect, be thankful for it, know that it all comes from God, and take care of it. Tithe, save and do not go into debt. Work on the three challenges above and decide to make 2010 the year you get your finances in order and create financial peace in your life!